Q. I teach in texas at FWISD. Im planning to get pregnant and to upgrade to the best health insurance option. The deductibles my district provides are very high-around 3,000 with monthly payment of $170 per month. What are my options with private health insurance?
A. Because of healthcare reform your options with private health insurance covering maternity are limited to one plan in Texas and will cost you more than you're currently paying because the employer will not contribute anything to the private plan. Stay where you are.
Is this not the saner alternative to the Democrat healthcare reform?
Q. -Increase the Medicaid threshold to insure the uninsurable with pre-existing conditions and the lower middle class who are currently not eligible for Medicaid but unable to afford private insurance.
-Tax credits to lower and middle income households to purchase private health insurance plans.
-Regulatory reform to reduce instances of denial of coverage due to pre-existing conditions.
-Creating an independent agency to audit and investigate cases of fraud on the Medicare/Medicaid rolls.
-Tort reform, allowing private insurers/HMO's, hospitals, clinics and drug companies to lower operating costs from frivolous lawsuits.
-Allowing insurers to sell across state lines with portable insurance policies that allow people to move from state-to-state and keep their policies. It will also allow insurers to relocate to states with lower taxes and lower operating costs. These lowered operating costs would then conceivably be passed on to the insured.
-Employer regulations to insure that recently laid-off workers can keep their current policies for a suitable period of time (maybe 6 months) until they can find other means of employment or health insurance.
-No Public Option, and thus no multiple-trillions of dollars spent and no attrition of private insurers.
If we can achieve those goals, not only will we have near-universal healthcare, but we will also continue to have private insurers operating in a reduced-cost environment.
Also, the United States has some of the greatest hospitals (JHH and Mayo) and the best Medical Schools (Harvard and Johns Hopkins) in the world. Just thought that needed to be said.
At A.E. Moreira, that's why we allow insurers to sell beyond state lines, so that they can relocate or incorporate in states that already have tort reform.
-Tax credits to lower and middle income households to purchase private health insurance plans.
-Regulatory reform to reduce instances of denial of coverage due to pre-existing conditions.
-Creating an independent agency to audit and investigate cases of fraud on the Medicare/Medicaid rolls.
-Tort reform, allowing private insurers/HMO's, hospitals, clinics and drug companies to lower operating costs from frivolous lawsuits.
-Allowing insurers to sell across state lines with portable insurance policies that allow people to move from state-to-state and keep their policies. It will also allow insurers to relocate to states with lower taxes and lower operating costs. These lowered operating costs would then conceivably be passed on to the insured.
-Employer regulations to insure that recently laid-off workers can keep their current policies for a suitable period of time (maybe 6 months) until they can find other means of employment or health insurance.
-No Public Option, and thus no multiple-trillions of dollars spent and no attrition of private insurers.
If we can achieve those goals, not only will we have near-universal healthcare, but we will also continue to have private insurers operating in a reduced-cost environment.
Also, the United States has some of the greatest hospitals (JHH and Mayo) and the best Medical Schools (Harvard and Johns Hopkins) in the world. Just thought that needed to be said.
At A.E. Moreira, that's why we allow insurers to sell beyond state lines, so that they can relocate or incorporate in states that already have tort reform.
A. But the "bottom-line" question IS, Why does the Government WANT to "control" Health Care?
What qualifies THEM to make Your decisions? Giving them control of THIS aspect of OUR lives, gives them access to control MORE of OUR choices, about how we live.
It is not the job, or responsibility, of Government to manage OUR lives. Name ONE Government Administrated Program that has NOT been inundated by fraud, mismanagement, budget problems, and all the other garbage that comes with "Government Involvement".
Constitutionally speaking, THIS is not in their "job description", nor should it be!
IF we are foolish enough to allow this, what will be the next aspect of Your Life that you will be ready to give them control of? How long until WE realize that we cannot crap, without the approval of Government? In other words, where will Government Involvement STOP?
Please, do not become a bunch of Sheep, being led to the slaughter!
That is how this Bozo got elected! A bunch of brain-dead idiots did not have enough intelligence to make an "informed decision"!
Foolish Drones!
What qualifies THEM to make Your decisions? Giving them control of THIS aspect of OUR lives, gives them access to control MORE of OUR choices, about how we live.
It is not the job, or responsibility, of Government to manage OUR lives. Name ONE Government Administrated Program that has NOT been inundated by fraud, mismanagement, budget problems, and all the other garbage that comes with "Government Involvement".
Constitutionally speaking, THIS is not in their "job description", nor should it be!
IF we are foolish enough to allow this, what will be the next aspect of Your Life that you will be ready to give them control of? How long until WE realize that we cannot crap, without the approval of Government? In other words, where will Government Involvement STOP?
Please, do not become a bunch of Sheep, being led to the slaughter!
That is how this Bozo got elected! A bunch of brain-dead idiots did not have enough intelligence to make an "informed decision"!
Foolish Drones!
What is the best private health insurance in California?
Q. I am working at a company in California where there is no health insurance offered so I need to get private insurance.
Any suggestions on any good private health insurance companies?
Any suggestions on any good private health insurance companies?
A. It's not that easy.
There is no one company that's best for everybody, and every company has a plan that's best for somebody. Each company also has several different plans available, so the company that has the best plan for you also has plans that are not good for you.
You need to contact a local agent that works with all of the major companies in your area. The agent can help you find the best plan for your situation and budget. There is no charge using an agent and you'll have someone local that can help you should you have questions in the future about your plan.
There is no one company that's best for everybody, and every company has a plan that's best for somebody. Each company also has several different plans available, so the company that has the best plan for you also has plans that are not good for you.
You need to contact a local agent that works with all of the major companies in your area. The agent can help you find the best plan for your situation and budget. There is no charge using an agent and you'll have someone local that can help you should you have questions in the future about your plan.
How would a Universal health care public option put private health insurance out of business ?
Q. How would a Universal health care public option put private health insurance out of business ?
A. Consider the fact that Obamacare is going to be subsidized by a tax on private health insurance. This artificially raises the price of the private plan and lowers the price of the public plan. Add to this that if any changes are made to a private health insurance plan then it is required to offer benefits identical to the government plan.
So Obamacare is designed that after a period of several years - everybody in the country will have a 'one size fits all' health insurance plan with the private plans being more expensive because they are subsidizing the government plan. (Unless you are a member of a union or a government employee - then you get a 'cadallac' plan with no penalties.)
So Obamacare is designed that after a period of several years - everybody in the country will have a 'one size fits all' health insurance plan with the private plans being more expensive because they are subsidizing the government plan. (Unless you are a member of a union or a government employee - then you get a 'cadallac' plan with no penalties.)
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