Q. I made the argument for Universal health care Insurance, I have heard the arguments against it, I would like to know what would fix the problem if it won't work?
When they go to the clinic, their insurance would be accepted their, there will be doctors that accept the insurance thus giving the poor people a line to get in. How can that be a bad thing?
Julie S, well said :)
When they go to the clinic, their insurance would be accepted their, there will be doctors that accept the insurance thus giving the poor people a line to get in. How can that be a bad thing?
Julie S, well said :)
A. It doesn't fail, almost every first world country has it setup as a system.
Unless of course you view treatment of the poorer people a failure.
The benefit to not treating a lot of people, is faster care for the wealthy.
If you don't want to have universal health care, the government can step in and price fix medical procedures like they do in japan. It works okay for them. They can afford adequate medical treatment because the government forces it to be affordable, and the same prices in rural as in urban areas.
The real problem with our system, coming from someone who has an entire family in medicine (Doctors, surgeons, nurses)...is the insurance companies. They buffer every side. The doctors, the hospital, the patients, everyone has to get insurance, and they are the ones forcing prices higher and higher.
Unless of course you view treatment of the poorer people a failure.
The benefit to not treating a lot of people, is faster care for the wealthy.
If you don't want to have universal health care, the government can step in and price fix medical procedures like they do in japan. It works okay for them. They can afford adequate medical treatment because the government forces it to be affordable, and the same prices in rural as in urban areas.
The real problem with our system, coming from someone who has an entire family in medicine (Doctors, surgeons, nurses)...is the insurance companies. They buffer every side. The doctors, the hospital, the patients, everyone has to get insurance, and they are the ones forcing prices higher and higher.
How many Americans would sell their luxuries for health care insurance?
Q. TV, laptop, iphone, etc or health care insurance
I'm betting the former, at least for the younger.
I'm betting the former, at least for the younger.
A. Hell no. Insurance is a scam. Let's examine the policy offered at my husbands job shall we. It is $600 a month for a family plan ... $7200 for a year for my family of 4 and the company pays the rest... not bad you might think.
Well the co-pay for a doctor's visit was $50 vs. $100 if paying out of pocket
Co-pay on generic drugs was $25 ... $50 for name brands ... so basically we were buying most of our own pills. Finally a $1500 deductible per person per year. No optical or dental.
My family is healthy and the only one with any medical problems at all qualifies the VA (husband's back was broken in the army and he does not collect disability .. I say he deserves that medical)
mk now break out your calculators and figure out how many times would we have to go to a doctor for the insurance to save us any money ... or break even.
Oh and I should mention... we have an annual income of 24k ... so $7200 is almost a third of our income, it would leave us with 16800.
Paying out of pocket for the last 10 years has saved my family at least 70k ... that's how rare we need to see a doctor. We've paid out of pocket for checkups.
When you are poor and have no real options to raise your income it becomes all about saving to get by.
add - yeah while we're at it let's talk about the so called luxuries.... we have a $450 flat screen TV that is a year old... we have $800 in computers (eMachines complete package was $400 we bought 2 several years ago) Our internet costs $25 a month. we have a $20/month cell phone for emergencies (net10) Our fridge is 9 years old... it was the cheapest they had... and was the floor model to boot I think we paid $375 for it. Our microwave was a gift 3 years ago... lets say it cost $100 but I'm not sure what my mother paid. My dishwasher cost me $35 ... I bought it at a garage sale. My washer and dryer cost $500 as a set ... fairly new apartment sized so they could squeeze into my bathroom.
Finally my house... completely paid for... it is worth maybe 10-15k and our car is a 98 ford taurus.
yeah we live in the lap of luxury here ... aren't you jealous.
Well the co-pay for a doctor's visit was $50 vs. $100 if paying out of pocket
Co-pay on generic drugs was $25 ... $50 for name brands ... so basically we were buying most of our own pills. Finally a $1500 deductible per person per year. No optical or dental.
My family is healthy and the only one with any medical problems at all qualifies the VA (husband's back was broken in the army and he does not collect disability .. I say he deserves that medical)
mk now break out your calculators and figure out how many times would we have to go to a doctor for the insurance to save us any money ... or break even.
Oh and I should mention... we have an annual income of 24k ... so $7200 is almost a third of our income, it would leave us with 16800.
Paying out of pocket for the last 10 years has saved my family at least 70k ... that's how rare we need to see a doctor. We've paid out of pocket for checkups.
When you are poor and have no real options to raise your income it becomes all about saving to get by.
add - yeah while we're at it let's talk about the so called luxuries.... we have a $450 flat screen TV that is a year old... we have $800 in computers (eMachines complete package was $400 we bought 2 several years ago) Our internet costs $25 a month. we have a $20/month cell phone for emergencies (net10) Our fridge is 9 years old... it was the cheapest they had... and was the floor model to boot I think we paid $375 for it. Our microwave was a gift 3 years ago... lets say it cost $100 but I'm not sure what my mother paid. My dishwasher cost me $35 ... I bought it at a garage sale. My washer and dryer cost $500 as a set ... fairly new apartment sized so they could squeeze into my bathroom.
Finally my house... completely paid for... it is worth maybe 10-15k and our car is a 98 ford taurus.
yeah we live in the lap of luxury here ... aren't you jealous.
Why did supply of health care insurance dry out in Massachusetts? Is it what awaits the entire nation?
Q. This week it became impossible in Massachusetts for small businesses and individuals to buy any health-care coverage.
I predicated dozens of times here on YA that ObamaCare will cause 100 million Americans to lose health care insurance,Liberals always laughed. Soon we'll see libs, and do not whine then nobody wants to sell you a policy. You were warned, you laughed, now face the consequences.
I predicated dozens of times here on YA that ObamaCare will cause 100 million Americans to lose health care insurance,Liberals always laughed. Soon we'll see libs, and do not whine then nobody wants to sell you a policy. You were warned, you laughed, now face the consequences.
A. I can't believe you are still physically well - mental disease always causes physical illness.
Do you believe the health care insurance industry is also facing financial burdens because of the high costs?
Q. Do you believe the health care insurance industry is also facing financial burdens because of the high costs? Why or why not?
A. Yes i do
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