Q. I am considering therapy to treat my eating disorder which I've had for a few years, never diagnosed. I recently applied for and was accepted to a private health insurance plan. I'm wondering if anyone's had experience using their health insurance for any kind of mental treatment, only to find that years later (or even in the short term) there are severe consequences for having that kind of mark on your record?
A. It can cause issues. I work in a substance abuse facility, and I have heard many stories of people who lose the policy that they had utilized for substance abuse treatment- and then they are unable to get a new policy. Insurance companies consider clients to be high risk if they have any documented history of substance abuse, suicide attempt(s), an eating disorder (we treat that here too) or alcohol abuse. If you keep the same insurance carrier through out your life it may never affect your coverage, but if for some reason you at some point need to purchase a new policy, it will be difficult.
Of course, the same thing could happen if you have documented treatment for heart disease or cancer or something, it isn't that they single out people with a psychiatric illness.
Of course, the same thing could happen if you have documented treatment for heart disease or cancer or something, it isn't that they single out people with a psychiatric illness.
Under the new federal health care act is a single man required to purchase maternity leave coverage?
Q. As of March 29, 2010, is a single man required to purchase maternity leave coverage as a clause or part of his private health insurance plan?
A. The new federal health care act does not take effect until 2014, with a few exceptions, so no.
However, maternity leave is not covered by a health plan, it would be covered by FMLA.
However, maternity leave is not covered by a health plan, it would be covered by FMLA.
How will Obama's voluntary health insurance plan force anyone to do anything?
Q. I hear people talk about how the gvernment health insurance plan will "force" them to only see certain doctors, which is impossible bacause you first have to voluntarially sign up for the plan. Even then, just like EVERY other country with government health care, you can always opt out in favor of private health care.
So how is it forcing anyone to change their health care?
So how is it forcing anyone to change their health care?
A. (1) Like medicare and medicaid only certain doctors will accept it.
(2) He is going to force everyone to have health insurance.
(3) Even the democrats do not believe that private insurance will be able to survive.
http://www.youtube.com/watch?v=ryKGqF28d34
In Places where they have Universal health care health care is not created. Doctors salaries are pushed down and the number of patients they have to treat go up. This means rationing of health care.
The other thing that happens is that the government makes it so that the pharmaceutical companies and other medical research companies can not be compensated for Research and development killing R&D in new technology and treatments. Why do you think that all of the innovations come from here in the US. One reason that our health care is so expensive is because we have to pay for all of the R&D from countries with Universal Health care. That is why you see no innovations coming from them.
Universal Health care is not free. Basically is will cost all of those that all ready prioritize health care and pay for it now weather they can really afford it or not. The Congressional Budget Office said that Obama's plan will lead to an additional $1.6 TRILLION deficit over the next 10 years and will leave 35Million people without health care.
That means that those that do get health care that do not now will cost on average $60,000+.
Really, and do not let anyone tell you different, anyone in this country can have health insurance if it is their priority. When I graduated from HS I realized that I needed health insurance even though I was completely healthy so i got a job as a bank teller. Anyone can do this and there are plenty of jobs out there. Obviously there were many jobs that I would have rather had, but I prioritized health insurance, and people like me are the ones that will suffer under Obama's plan.
In this country anyone that prioritizes it can have health insurance and get world class care. Obama is going to take it from those of every income class that have it as a priority and give it to those that simply do not.
(2) He is going to force everyone to have health insurance.
(3) Even the democrats do not believe that private insurance will be able to survive.
http://www.youtube.com/watch?v=ryKGqF28d34
In Places where they have Universal health care health care is not created. Doctors salaries are pushed down and the number of patients they have to treat go up. This means rationing of health care.
The other thing that happens is that the government makes it so that the pharmaceutical companies and other medical research companies can not be compensated for Research and development killing R&D in new technology and treatments. Why do you think that all of the innovations come from here in the US. One reason that our health care is so expensive is because we have to pay for all of the R&D from countries with Universal Health care. That is why you see no innovations coming from them.
Universal Health care is not free. Basically is will cost all of those that all ready prioritize health care and pay for it now weather they can really afford it or not. The Congressional Budget Office said that Obama's plan will lead to an additional $1.6 TRILLION deficit over the next 10 years and will leave 35Million people without health care.
That means that those that do get health care that do not now will cost on average $60,000+.
Really, and do not let anyone tell you different, anyone in this country can have health insurance if it is their priority. When I graduated from HS I realized that I needed health insurance even though I was completely healthy so i got a job as a bank teller. Anyone can do this and there are plenty of jobs out there. Obviously there were many jobs that I would have rather had, but I prioritized health insurance, and people like me are the ones that will suffer under Obama's plan.
In this country anyone that prioritizes it can have health insurance and get world class care. Obama is going to take it from those of every income class that have it as a priority and give it to those that simply do not.
What do you see as the major differences between a single-provider health insurance plan and private health?
Q. *private health insurance
A. Private health insurance is more cost effective, and more cautious about fraud and corruption, than public (single-payor) health insurance. Fraud rates in Medicare and Medicaid are at LEAST four times higher - after all, they don't CARE about the bottom line, and they aren't paying claims out of their own money.
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