Thursday, January 31, 2013

How can a person switch health plans?

Q. I want to switch health plans, but from reading the online applications, I haven't had this health plan that long. Most of the applications said that I have to have coverage of at least 18 months before switching. Is that true? Do I have to wait 18 months of having Kaiser permanente insurance before switching?

A. In addition to what mbrcatz said, I'd also like to point out that it doesn't have to be 18 months of coverage with one insurance company.

So, if you had coverage with XYZ insurance for 1 year and then started this Kaiser policy without a break in coverage, you'd want to add the time you've been with Kaiser + the time you were with XYZ.


What is a good affordable health plan to get?
Q. I am a single 25 year old healthy male. Are there any truly affordable health plans out there for me? And don't say that $300 a month is affordable, because its not. I don't need any major medical coverage. I haven't had insurance for 6 years and haven't been to the doctor in those six years. However, my eyesight isn't great, so vision coverage would be good. I also want dental coverage as well. Any suggestions?
I forgot to mention that I live in Oregon.

A. I think it's cheaper to pay cash, insurance is merely a coupon.


where can I find info on different government health plans and waivers?
Q. I'm looking for defferent medical health plans and waivers that are suplied by the government.
Like the Katie Becket Law for example.
Any one know where I could find them?
Or what key words I should search under?

A. Go to
1. www.ontheissues.org and look under each candidate's healthcare plans.
2. then do a search on those plans for more detail


With Obamacare, does President have unilateral control over the details of health plans that employer must buy?
Q. With Obamacare, does President have unilateral control over all the details of health plans that every employer must buy under penalty of federal law?

Did Obama accidentally reveal that with his new law he could force churches to administer abortions if/when he decides?

Has the separation of church and state reached the point where the state is out to extinguish the church? Have we crossed a line?

A. Under the PPACA ("Obamacare,") "the Secretary" indeed has plenary control over the details of ALL health plans. These decisions - says "Obamacare" - are not reviewable in ANY venue or by ANY branch or agency of the government at any level. They CANNOT be appealed, not even to the Supreme Court.
"The Secretary" answers to the President and to NO ONE ELSE.
Obama did indeed PROVE that under "Obamacare" the next administration could BAN abortion, contraception, or indeed ANYTHING "the Secretary" simply chooses to DECLARE an unlawful procedure, treatment, drug etc. Again, under "Obamacare" not even the Supreme Court has standing to intervene.
Don't make the mistake of seeing this as a "church vs state" issue. Here's why:
1) Name ANYTHING WHATSOEVER.
2) Whatever you came-up with CAN be said by "the Secretary" to be a "health-related" substance or behavior (and thus "treatment.")
3) The Secretary therefore has absolute untouchable power to COMPEL EVERYONE to buy into it or to FORBID IT altogether.
Yep. Under "Obamacare" each and every one of us is LITERALLY the Secretary's PROPERTY as a matter of law and NO ONE and NOTHING has authority to challenge that. There is nothing anyone can conceive that "the Secretary" cannot require or forbid - NOTHING.

Yes, this very thing WAS brought-up as an objection time and time again and the entire Democrat caucus kept saying it's a lie. Now that Obama expressly cited that very provision - well - it doesn't matter, all of the Democrats STILL say no such provision exists.





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